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About Us



Doug Bullwinkel
Vice President of Mortgage Lending
NMLS License #281609
*Licensed to Originate Loans in California is a personal website, owned by Doug Bullwinkel, Vice President and full time employee for Guaranteed Rate Affinity. He has over 25 years in the Mortgage Industry and has helped thousands of clients achieve the dream of home ownership. All loans are originated and funded through Guaranteed Rate Affinity.

When you work with Doug Bullwinkel, you’re working with someone you can trust to do the right thing for you. You come first. That is the rule, not the exception when you work with Doug. As a Marine Corp Veteran he has a passion helping fellow Veteran’s benefit from the VA Home Mortgage program.  If you are a Veteran who meets the simple eligibility guidelines a Veteran home loan can help you.

You can be assured that your loan is being handled in the most efficient and effective manner possible. Doug employs all of the latest technology available, including on-line applications and electronic document transmission, to ensure efficiency and expedience in every aspect of the loan process.

About Guaranteed Rate Affinity

Guaranteed Rate Affinity is one of the nation’s largest and most respected independent mortgage lenders.

As a Fannie, Freddie and Ginnie approved seller/servicer, Guaranteed Rate Affinity now operates 650+ nationwide retail branches, a Correspondent Lending Division and an in-house loan servicing team.

Living up to our values to put people and Veterans first, Guaranteed Rate Affinity has been recently recognized by Mortgage Executive Magazine as one of the Top 50 Companies to Work For and by National Mortgage Professional as a Top Mortgage Employer.

Our Promise to You

Buying a home can be a stressful process, but having the right people and resources by your side can make all the difference. Having a Veteran who understands the sacrifices you and your family have made allows for you to not just be another number on a file, we see you and appreciate you for the Veteran you are.

Guaranteed Rate Affinity always stands behind its promise to make the home financing process as efficient, stress-free and pleasant as possible for our home buyers. Whether you are purchasing locally or across the country, our mortgage loan specialists have the experience, dedication and the right products to make your dream become a reality.

Guaranteed Rate Affinity has been successful for over twenty years because of its people, systems and technology.

The most important asset, however, is its people. We at Guaranteed Rate Affinity have licensed mortgage professionals who maintain high standards and uphold our strong values and ethics. Additionally, we understand the importance of providing great customer service, demonstrated by our strong customer satisfaction rating of nearly 4.9 out of 5.

What Sets Us Apart From Others?

  • We grow for good.
  • We put the customer first.
  • We work with the best of the best.  We think big.
  • We have grit.
  • We have an owners mentality.
  • We hold ourselves and others accountable.
  • We take decisive action.
  • We demand excellence.
  • We care about our customers, our employees and our communities.