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About Us & Doug Bullwinkel


Welcome to E Mortgage Capital, Inc., where we are redefining the mortgage industry with innovation, expertise, and an unwavering commitment to our clients. With corporate headquarters located in the vibrant city of Irvine, California, we’ve positioned ourselves as a leading force in home financing, serving local markets and beyond, with licensed professional loan officers who provide outstanding service.

Our mission is simple: to provide Fast and Easy Home Loans. At E Mortgage Capital, we understand that time is of the essence, and we’ve streamlined our processes to ensure a swift and efficient mortgage experience. With our 15-minute loan approvals, we’re setting the pace for convenience and speed in the industry.

As a leader in mortgage technology, some of which is unique to the mortgage industry, we have the agility to seamlessly adapt to rapidly changing markets without missing a beat. This technological edge allows us to stay at the forefront of the industry, ensuring that our clients benefit from the latest advancements.

Our commitment to excellence is reflected in our impressive 5-star rating, backed by over 12,000 client reviews. We take immense pride in our reputation for delivering exceptional service and mortgage solutions that exceed expectations.

At E Mortgage Capital, we offer a diverse range of mortgage options to cater to your specific needs. Whether you’re seeking a traditional VA or FHA, Conventional loan, Non-QM and No Income options, Reverse mortgages, including Jumbo reverse, down payment assistance, or bank statement loans, we have the expertise and resources to guide you every step of the way.

We are not just a mortgage company; we are your trusted partner in your journey to homeownership. Our dedication to innovation, speed, and outstanding service ensures that you receive a mortgage experience that is second to none.

Discover the E Mortgage Capital difference and experience a mortgage process that is tailored to your needs, supported by cutting-edge technology, and delivered by a team of professionals who are committed to helping you achieve your homeownership goals.

Welcome to E Mortgage Capital, Inc., where we make homeownership dreams a reality, one Fast and Easy home loan at a time.


Loan Officer
NMLS License #281609
DRE Broker 00424869
Licensed to Originate Loans in California

Your Trusted Partner in Home Ownership

In the world of mortgages and home financing, Doug Bullwinkel stands as a seasoned veteran, much like his days as a Marine Corps Combat Veteran. With over three decades of experience in the mortgage industry, Doug has been a guiding force for countless individuals and families in achieving the dream of home ownership. As a loan officer with E Mortgage Capital, Inc., Doug’s unwavering dedication, commitment to excellence, and a profound passion for helping veterans have made him a standout figure in the field.

A Legacy of Service

Doug’s journey in the mortgage business began long ago, but his commitment to service was instilled in him during his time in the United States Marine Corps. Serving his country with honor and dedication, Doug honed skills that would become invaluable in his subsequent career. The discipline, integrity, and determination he acquired in the military are qualities that continue to set him apart as a mortgage professional.

A Well-Educated Professional

In addition to his extensive experience, Doug Bullwinkel is a Dale Carnegie Graduate and holds a degree in Business Management from California State University, Sonoma. These qualifications reflect his commitment to continuous learning and professional development. His educational background equips him with the knowledge and expertise to navigate the intricacies of the mortgage industry effectively.

A Certified Specialist

In addition to his qualifications, Doug holds a Real Estate Brokers License, is licensed by the National Mortgage Licensing System as a Mortgage Loan Originator, and has received a designation from the California Association of Realtors as a Certified Military Relocation Specialist. These certifications underscore his commitment to providing specialized services tailored to the unique needs of his clients, especially Veterans and military families.

A Heart for Veterans

One of the most distinctive aspects of Doug’s career is his deep commitment to assisting veterans in improving their financial situation through home ownership. Having walked in their shoes as a Marine, he understands the unique challenges veterans often face when transitioning to civilian life. Doug believes that owning a home is not only a symbol of stability but also a vital step in the path to financial security for veterans.

Doug’s passion for helping veterans is more than just a professional calling; it’s a personal mission. He understands the sacrifices they’ve made for their country, and he’s dedicated to ensuring they have the resources and support needed to find a comfortable and secure place to call home. His work in this area has touched the lives of many veterans, providing them with a renewed sense of hope and stability.

Modern Technology for Seamless Transactions

In a rapidly evolving digital age, Doug Bullwinkel has embraced modern technology as a tool to enhance the mortgage process for his clients. From the initial application to the final closing, Doug utilizes cutting-edge technology to streamline and simplify the loan process, making it as seamless and efficient as possible. This commitment to staying at the forefront of industry advancements ensures that his clients benefit from the latest innovations, ultimately saving them time and stress.

A Reputation for Excellence

Over the years, Doug Bullwinkel has built a reputation as a true professional in the mortgage industry. His dedication to client satisfaction, attention to detail, and ability to navigate complex financial transactions have earned him the trust and respect of his clients and peers alike. Doug’s clients know that they are working with someone who not only understands the intricacies of the mortgage process but also who genuinely cares about their financial well-being.

A Well-Rounded Individual

Beyond his illustrious career, Doug’s life is rich with diverse interests. In his free time, he enjoys pursuits like golfing and fishing, which allow him to unwind and rejuvenate. But what truly fuels his spirit is community service. Doug is a firm believer in giving back to the community that has supported him throughout his life and career.

While Doug’s passion primarily lies in working with veterans, he welcomes clients from all walks of life. His philosophy is simple yet profound: “If you love the work you do, you’ll never work a day in your life.” This love for his profession, coupled with his genuine desire to help others, shines through in every interaction.

Your Path to Home Ownership

Choosing Doug Bullwinkel as your partner in your journey toward home ownership is a wise decision. His extensive experience, unwavering dedication, and commitment to excellence are your assets in the complex world of mortgages. Whether you’re a veteran or a civilian, Doug’s expertise will significantly increase your probability of success in achieving the dream of home ownership.

In Doug Bullwinkel, you’ll find not just a loan officer but a true advocate, ready to guide you through the intricate process of securing a mortgage. With his military discipline, dedication to service, and modern approach, Doug is well-equipped to make your path to home ownership a seamless and rewarding experience.