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Interest Rates

One of the first questions you’d probably like to ask your potential mortgage lender is:  What is the VA loan or mortgage interest rate for veterans in the Sacramento, Roseville & Rocklin areas? While this may sound like a very reasonable question and a logical way to compare lenders, there is no easy answer.

There are several factors that will determine YOUR VA interest rate and fees.  Your credit score has the most impact, but your loan term, debt to income ratio and the current market conditions all affect the interest rate you will qualify for.  Credit history, down payment, job stability and other factors all represent layers of risk, and that risk is the only variable allowed when determining YOUR interest rate.

E Mortgage Capital is competitive when compared to other mortgage lenders, but there are other, more important reasons to choose a lender. Providing excellent service, good communication, having a proven track record and the ability to close your loan on time should be a major consideration in that choice.   Buying a home can be a stressful time so you should choose a professional that can help to eliminate that stress.   Let Doug Bullwinkel make your VA Home Mortgage a pleasant experience.

For an accurate interest rate quote in Sacramento, Roseville, Rocklin or anywhere in the greater Sacramento area, please contact Doug Bullwinkel at for a review of your specific financial situation.