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CALL US TOLL FREE: (916) 295-0044

Documentation Needed

Documentation Needed for Approval

After you submit your loan application, either on-line, paper copy or by phone, please provide the following documentation.

Please provide the MOST RECENT copies of the following documents:

  1. Most recent 2 years of W2s.
  2. If you are self employed, please provide most recent 2 years filed Federal Tax Returns with all schedules (Please sign and date)
  3. If you have a corporation or partnership, please provide 2 years of returns
  4. Pay stubs covering a 30 day period (all borrowers)
  5. Copy of your DD-214 (Member 4 copy)
  6. If you have a pension, retirement, or social security, please provide award letter
  7. Realtor information if you are currently in contract or actively looking for a home
  8. Purchase agreement if you have an accepted or pending offer on a home

The following items may apply to your situation

If you currently own your home or you own rental property, please provide the following:

  1. Copy of your current mortgage monthly statement or coupon
  2. Copy of your current property tax bill
  3. Copy of your current fire insurance declaration page showing coverage and annual premium
  4. Copy of any lease agreements if you own rental property
  5. If you have had a short sale, foreclosure or bankruptcy in the past few years, please provide a brief letter of explanation showing dates, addresses and reason for same
  6. If you have been divorced and have child or spousal support payments, please provide documentation to verify amount of payments and duration of same
  7. If you have a service related disability, please provide an award letter for same