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You Are A Veteran!
You Are Entitled To A VA Loan

Being a Veteran offers a special kind of respect, prestige and unique benefits, including the VA Home Mortgage Benefit. There is no other home loan program to compare with a VA Home Loan.

There are several lenders that you can go to apply for a VA Home Mortgage, so which one is the best for you? Most banks and mortgage companies look at you as just a number on a loan file, and they don’t understand just what it means to be a Veteran.  They tend to look for what’s wrong with a loan application and not focus on the good points.  Not all loans are perfect, but that doesn’t mean they don’t deserve to be approved.  At E Mortgage Capital we focus on what’s good about a loan file and we know that people are more important than anything else.

Your VA Loan Advocate for Sacramento, Roseville, Rocklin and Northern California

So who should you choose to work with on your new VA Home Loan?  You need an advocate; someone who knows who you are and what sacrifices you and your family made to get where you are today.  As a Marine Corps Combat Veteran myself, I have been there too. I am here to be your trusted and experienced advocate for the Sacramento, Roseville, Rocklin and Northern California area with over 30 years of mortgage and loan experience.  Your VA loan is a Benefit that you have earned and I will make sure that you get every advantage with a smooth transaction, competitive interest rate and fees, and superior service and communication throughout the transaction.

Whether you are purchasing your first home, refinancing for a lower interest rate, or taking cash out for any reason, I will be there with you every step of the way, from application to closing.  That’s my personal promise to you.

Call today and we will help you with a VA Loan in Sacramento, Roseville, Rocklin and Greater Sacramento area or anywhere in Northern California.

Doug Bullwinkel, Former U.S. Marine
Loan Officer
NMLS #281609
DRE Broker @00424869
916-295-0044 Call or Text
Licensed to Originate Loans In California

NMLS #1416824


Doug Bullwinkel
Loan Officer
NMLS License #281609
DRE Broker 00424869
Licensed to Originate Loans in California is a personal website, owned by Doug Bullwinkel. He has over 30 years in the Mortgage Industry and has helped thousands of clients achieve the dream of home ownership. All loans are originated through E Mortgage Capital.

When you work with Doug Bullwinkel, you're working with someone you can trust to do the right thing for you. You come first. That is the rule, not the exception when you work with Doug. As a Marine Corps Combat Veteran, he has a passion for helping fellow veterans benefit from the VA Home Mortgage program. If you are a Veteran who meets the simple eligibility guidelines, a Veteran Home Loan can be the answer to make your dream of home ownership a reality.

You can be assured that your loan will be handled in the most efficient manner possible. Doug Bullwinkel employs all of the latest technology available, including secure, on-line applications and electronic document transmission to ensure efficiency and expedience in every aspect of the loan process.

At E Mortgage Capital, Doug Bullwinkel has more flexibility than banks or mortgage companies. We have the ability to approve some VA loans with credit scores as low as 500. Our streamline process allows us to provide ONE DAY LOAN APPROVALS and to close escrow in 14 days from a complete loan application.

It has been said, "if you do something you love, you'll never work a day in your life!" At EMC, I have found this to be especially true. Allow me to provide your VA Home Financing, and you will be my "Client for Life!"

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